At Homestead Funding, we believe that it’s important to offer a wide variety of home loan options. That is why we offer FHA loans – because they are be a perfect financing choice for so many home buyers. If you would love to buy a home, but are lacking pristine credit, a down payment, or are unable to cover closings costs, an FHA loan may be just right for you! FHA financing was developed to provide homebuyers with an alternative to conventional financing and has attractive and flexible guidelines. With lower down payment options, and flexible lending guidelines this loan type is a top choice for today’s buyers.